This is a great way to renegotiate your home loan if your EMIs rise

Home loan interest rates have risen, increasing the financial burden on borrowers. Individuals should consider prepayment or balance transfer to reduce their EMI exposure.
)
Some lenders raised MCLR in August, causing PMIs to rise.
https://www.zeebiz.com/personal-finance/news-if-your-emis-go-higher-this-is-how-you-can-renegotiate-your-home-loan-stst-252045 This is a great way to renegotiate your home loan if your EMIs rise